Sezzle provides you with a payment option where you can buy now, and pay later.
When you place an order using Sezzle, their unique approvals system reviews your account to see what sort of repayment plan they can offer. In many cases, it's 25% of the orders total due up-front (which is also known as your "down payment" or "1st installment"), with the rest of the amount split up across 3 more installments. Each of these are due 2 weeks apart. No interest on pay-in-4, no up-front fees, no hidden fees, provided you pay off your installments on time*.
This isn't a layaway plan, so the online merchant will fulfill your order within their regular processing & shipping timeframe.
The Sezzle checkout is very straightforward - during checkout select "Sezzle" and you'll be walked through the rest of the process. Easy as that.
To become a Sezzle Shopper, you must:
- Be 18 years of age or older
- Have a US or Canadian phone number that can receive texts
- Be able to verify your email address
Have a non-prepaid payment method available
- For shoppers in the US and Canada, this can be a debit card or a credit card
Sezzle does not impact your credit score. They may run a soft credit check (or "soft inquiry") to determine your spending power, but there is no negative impact to your credit score.
*Sezzle does in some cases charge fees for using a debit or credit card to pay off scheduled installments. You can find more information on convenience fees here.
**Bank accounts cannot be used to create a Sezzle account, nor to place orders, but can be set as default payment methods for further scheduled installments.
Please note that exchange fees may apply depending on your currency.
Also please note that Sezzle terms and conditions, approval processes, credit limits. payment processing, & credit limits are outside of our control. Please contact Sezzle with any questions regarding your installment plan / payment / account.